The credit card industry is a very competitive industry dealing with slim margins. Money is made off of transaction revenue and can be pennies per transaction. Being diligent and having a niche is the key to the success of any company. AVPS has created a niche through innovative solutions and merchant education, bringing new meaning to merchant processing. AVPS takes the utmost care in the area of underwriting, risk and merchant operations as it relates to both the merchant and the acquiring bank. AVPS works closely with industry specialists that help them stay up to date on Visa and MasterCard regulations helping the merchant stay successful in their business. AVPS has the ability to service any merchant that comes their way.